How does it work?

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Own Art loans allow you to borrow from as little as £100 up to [£2,500/£25,000] and pay it back over 10 months, completely interest-free. You can choose to finance all or just part of your purchase and multiple items can be bought with one loan

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Applying for an Own Art loan is easy

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The first stage is the difficult bit – deciding what to buy. Once you’ve found the artwork that you want to buy, just let us know that you’d like to apply for an Own Art loan to finance your purchase. All you will need is proof of residence and signature - for example, a driving license

 

Own Art is available to all UK residents over the age of 18, subject to status. This means that you must be able to meet one of the following criteria in order to be approved for a loan:

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• Working at least 16 hours a week (employed or self-employed)

• A retired person in receipt of a pension

• If you are not working but are married to or living with a partner who does meet the above criteria, then you may still apply, provided that your partner is happy for their employment details to be included on your application form

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It only takes 10 minutes

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We’ll take you through the loan application process, which normally takes about 10 minutes. Once you have given us all the information we need, you’ll get an instant decision. Once your application is approved you will need to sign the agreement

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You can even apply online. Just email (art@katherinerichards.co.uk) and we'll send you the link to complete your application from the comfort of your own home

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You will receive a welcome letter from Own Art’s finance partner Hitachi Capital Consumer Finance and following this your 10 monthly payments will be collected from your account by direct debit

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It’s as simple as that

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